Architectural precast & panel insurance for New England.

Cladding, spandrels, veneer and custom panels live on the outside of buildings, where failures are severe, litigation is crowded, and rejection is aesthetic as well as structural. The program is shaped for all three.

Email the program desk Call 978-897-7773

Exposure matrix

What goes wrong, and what responds.

The exposures below are the ones that actually generate claims in this segment. Each one maps to a specific coverage on the program — that mapping is the underwriting.

Ref

Exposure

What happens & what responds

FACADE

Panel & connection failure

Anything that can fall off a building is a severity event, and connection claims reach back to the producer years after substantial completion.Responds: GL completed operations & umbrella

WATER

Building-envelope litigation

Leaking joints and panels pull the precaster into water-intrusion suits alongside every other envelope trade — expensive to defend even when you're right.Responds: General liability & E&O

MATCH

Aesthetic rejection & re-casting

Color, texture and finish rejections mean re-casting, schedule claims and disputes that insurance only partly answers — which is why contract language gets our attention too.Responds: Risk management & general liability

MOLD

Custom molds & form liners

One-off architectural molds are expensive, single-purpose and slow to replace; losing one mid-project is a property loss and a delay claim at once.Responds: Property & business income

SET

Panels under the hook

On many contracts panels being flown and set remain the producer's risk until acceptance.Responds: Inland marine (installation floater) & GL

Architectural precast insurance FAQ

Common questions, straight answers.

For anything specific to your operation, call 978-897-7773 and ask about the Precast Concrete Manufacturers Insurance Program.

We got named in a building-envelope lawsuit with six other trades. Now what?

This is the most common serious claim in architectural precast — water finds a path and everyone who touched the envelope gets sued. Defense coverage and how your additional-insured and indemnity obligations were written determine how expensive it gets. We build the program, and review the contracts, with this exact scenario in mind.

Is an owner's rejection of panel color or finish an insurance claim?

Usually not by itself — insurance responds to damage, not disappointment. But rejection disputes often escalate into delay and damage claims that do implicate coverage. The real protection is up front: approved samples, mockup sign-offs and contract language, which is risk management we work on with producers.

Who insures panels while the erector is setting them?

It depends on the contract — sometimes the erector, sometimes the GC's builder's risk, and often the producer until acceptance. Assuming someone else has it is how six-figure panels end up uninsured mid-air. We map coverage to your actual contract terms, job by job if needed.

Ask about the program

Talk to someone who knows what a double tee is.

Tell us what you cast, how you deliver it, and where it goes. We'll take it from there.

Email precast@getchellcompanies.com Call 978-897-7773

Ask for the Precast Concrete Manufacturers Insurance Program · getchellcompanies.com