The Getchell Companies
Precast delivery & crane insurance · New England

Delivery & crane set insurance for precast fleets.

The most dangerous part of a precast product's life is the trip from the yard to the set. Boom trucks, permitted loads, rigging and crews at height — this is where the program earns its keep.

Exposure matrix

What goes wrong, and what responds.

The exposures below are the ones that actually generate claims in this segment. Each one maps to a specific coverage on the program — that mapping is the underwriting.

Ref
Exposure
What happens & what responds
BOOM

Boom trucks

Driving is auto and lifting is something else — the boom is the seam where claims land wherever coverage wasn't placed on purpose.Responds: Commercial auto, GL & riggers' liability

RIG

Cranes & rigging

A dropped pick damages the product, the structure and whatever was under the hook, all in one motion.Responds: Riggers' liability & inland marine

HAUL

Oversize & overweight loads

Permits, escorts, route surveys and bridge laws govern the haul; severity rides along with every long member.Responds: Auto liability & umbrella

HOOK

Product under the hook

On most contracts the product remains yours until it's set and accepted — in transit, in the air and on the pins.Responds: Installation floater / motor truck cargo

CREW

Set crews at height

Erection crews work at height around suspended loads — one of the most demanding workers' comp classes on any precast program.Responds: Workers' compensation & safety program

One program, whole operation

This segment rarely travels alone.

Most producers cast more than one product line and run their own delivery. The program underwrites the whole operation together — see the other segments below or start from the program overview.

Precast delivery & crane insurance FAQ

Common questions, straight answers.

For anything specific to your operation, call 978-897-7773 and ask about the Precast Concrete Manufacturers Insurance Program.

When our boom truck is lifting, is that an auto claim or a GL claim?
It can be either — or fall between them — depending on how each policy defines loading, unloading and use of the boom. The wrong combination of forms leaves the exact operation you perform daily uninsured. We align the auto, GL and riggers' forms so the answer is decided before the claim, not after.
What is riggers' liability and do we need it?
It covers damage to property in your care while you're lifting it — the pick itself — which both auto and GL forms commonly carve out. If you set product with your own booms or cranes, it's usually the missing piece; if a third-party erector does all setting, the need shifts to their program and your contract with them.
Is our product covered in transit and while it's being set?
Only if the program includes cargo and installation coverage keyed to when title and risk actually transfer under your contracts. Acceptance language varies job to job, and the coverage trigger should follow it — that's a placement detail we read the contracts to get right.
Ask about the program

Talk to someone who knows what a double tee is.

Tell us what you cast, how you deliver it, and where it goes. We'll take it from there.

Ask for the Precast Concrete Manufacturers Insurance Program · getchellcompanies.com